Risk insurance is a vital tool for protecting businesses against financial losses arising from unforeseen events in trade, investment, and financing activities. In the context of cross-border transactions and structured finance, it plays a crucial role in mitigating commercial and political risks such as buyer default, currency inconvertibility, expropriation, contract frustration, and non-payment by sovereign or corporate counterparties. By transferring these risks to specialist insurers, companies can operate with greater confidence in volatile or emerging markets.

At Grape Capital, we work with a global network of insurers and underwriters to structure risk insurance solutions tailored to each client’s needs. Our offerings span credit insurance, political risk cover, non-payment protection, and performance guarantees. These products are often integrated into larger financing arrangements enhancing bankability, lowering the cost of capital, and unlocking access to funding that might otherwise be constrained by risk concerns.

Our expertise lies in understanding the underlying transaction, assessing exposures, and designing coverage that supports both commercial objectives and lender requirements. We assist clients with policy structuring, insurer engagement, and claims strategy, ensuring that coverage aligns with contractual and jurisdictional realities. Whether supporting a complex structured trade deal or securing investment in a high-risk region, our solutions are designed to protect capital and enable growth.

Risk insurance is not just a protective layer, it’s a strategic enabler. By improving the credit profile of a transaction or counterparty, it can facilitate financing, accelerate deal execution, and expand commercial opportunities. At Grape Capital, we view risk insurance as a core component of holistic financial structuring, and we are committed to helping clients navigate risk with precision and foresight.